Antom Added Affirm Payment Options for US Merchants
Merchants can now offer flexible financing to customers, with expansion to the UK market planned for later this year.
Updated on Oct. 6, 2026 in Financial Services
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Antom has integrated Affirm as a checkout option for its merchants in the United States. This partnership allows customers to access payment plans for purchases ranging from $35 to $30,000.
Why it matters
Merchants are increasingly adopting flexible financing tools to support sales growth and improve checkout conversion. Affirm's model centers on repeat usage, with data indicating that 96% of its transactions originate from existing customers.
Affirm now supports payment plans between $35 and $30,000 with terms from 30 days to 36 months, joining Antom’s network of 300 supported payment methods across 200 markets. While 96% of Affirm transactions are driven by repeat buyers, the specific impact on merchant conversion rates remains unknown.
The players
Antom
A global payment processing platform that supports 300 payment methods and 140 currencies across 200 markets.
Affirm
A financial services company specializing in point-of-sale consumer financing and buy-now-pay-later lending.
The details
Merchants enable the new financing options through the Antom merchant portal. Once active, shoppers can select biweekly or monthly payment plans, including an interest-free six-month option, subject to an eligibility check completed at the point of purchase.
Timeline
Antom launched the Affirm integration for US merchants in October 2026.
The companies plan to roll out the service for UK customers by the end of 2026.
Market Landscape
This integration follows the industry-wide trend of payment processors incorporating point-of-sale financing into their core platforms. It mirrors the broader move to consolidate diverse payment methods within a single merchant portal to simplify global checkout operations.
Merchants should evaluate whether offering six-month interest-free financing fits their current margin structure and customer acquisition goals. Monitor the upcoming UK expansion to determine if this payment provider supports your specific cross-border operational needs.
The takeaway
The high rate of repeat usage among financing customers suggests these tools primarily serve to lock in existing shoppers rather than attract new ones. Operators should track the conversion difference between standard checkout and financing-enabled checkouts to assess if the service justifies the cost.
Further reading
For more on the evolving payment infrastructure, visit our Financial Services section.
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