Stablecoin Adoption Faces Barriers Despite High Potential
Corporate treasurers see payment speed benefits, but complexity and regulatory uncertainty prevent wider integration.
Updated on Oct. 16, 2026 in Financial Services
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A survey of 100 corporate treasurers across Europe reveals that while most see stablecoins as a solution to cross-border payment friction, adoption remains limited by operational and regulatory hurdles. The findings highlight a significant gap between the perceived potential of digital assets for B2B collections and their current practical application.
Why it matters
Businesses are actively seeking faster and more flexible methods to move capital across borders to overcome the inefficiencies currently plaguing international collections. The data suggests that while demand for stablecoin integration is high, structural barriers currently prevent widespread operational adoption.
A survey of 100 corporate treasurers reveals that 88% believe stablecoins could improve cross-border B2B collections, despite 94% currently reporting difficulties with international payments. Currently, only 27% of firms accept stablecoins for customer payments, with 17% using them for supplier transactions.
The players
Neo
A financial research entity that conducted a survey of corporate treasurers across the UK, France, Germany, Italy, and Spain.
The details
Corporate adoption of stablecoins is primarily hindered by operational complexity, cited by 29% of finance professionals. Regulatory uncertainty acts as a secondary barrier for 23% of respondents, followed by challenges with tax reporting at 21% and accounting treatment at 18%. These factors suggest that businesses currently lack the standardized infrastructure needed to integrate blockchain-based assets into existing treasury workflows.
Timeline
October 16, 2026: Publication of the Neo survey findings.
Market Landscape
The search for stablecoin utility follows the industry-wide trend of seeking alternatives to the persistent friction in international B2B collections. This development highlights a strategic pivot toward digital assets as a tool to overcome standard payment delays.
Treasury managers should evaluate whether their existing accounting and tax reporting systems can accommodate stablecoin volatility and ledger requirements. If considering adoption, focus on mapping the operational cost of compliance against the potential speed advantages in cross-border settlements.
The takeaway
The gap between interest in stablecoin efficiency and actual usage signals that treasury teams should prioritize building robust compliance frameworks before implementation. Operators should track the evolving regulatory guidance on digital assets to ensure their future payment architecture meets legal standards.
Further reading
For more on industry trends, see Financial Services.
Source note: This article includes information reported by Asset Servicing Times.
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