Medicare Advantage Plans to Shrink in New Hampshire 2027
The exit of major providers will limit coverage options for enrollees across New Hampshire starting in 2027.
Updated on Oct. 15, 2026 in Healthcare
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Multiple insurance carriers are exiting the New Hampshire Medicare Advantage market for 2027, leaving residents of Coos County with no available plan options. These provider changes will affect tens of thousands of enrollees across the state as coverage availability shifts.
Why it matters
The market contraction impacts access to supplemental health coverage for thousands of seniors and individuals, fundamentally changing their care options for the coming year. These shifts force a reevaluation of insurance networks and coverage strategies for beneficiaries throughout the state.
The changes will impact 14,000 enrollees due to the departures of CVS Health and BMC Health System, while 27,000 residents in Coos County face a complete loss of Medicare Advantage options. New Hampshire will have 20 plans available from three organizations in 2027.
The players
CVS Health
A major retail pharmacy and health insurance company that is exiting the New Hampshire Medicare Advantage market.
Devoted Health
A Medicare Advantage plan provider entering New Hampshire with six new offerings in select counties.
Humana
A national health insurance organization providing Medicare Advantage plans in New Hampshire for 2027.
UnitedHealth Group
A large-scale diversified health care company offering Medicare Advantage plans in the state.
The details
Insurance carriers are withdrawing from the market or narrowing their service areas, leaving significant coverage gaps. While some operators are exiting, Devoted Health is entering the state with six new plans, though its coverage is restricted to Grafton, Hillsborough, and Sullivan counties.
Timeline
October 16, 2026: Open enrollment for Medicare begins.
2027: New Medicare Advantage plan availability and enrollment changes take effect.
Market Landscape
The New Hampshire market shift follows a national pattern of carriers adjusting service areas within the Medicare Advantage program. This development reflects regional-level implementation of carrier strategies regarding provider networks and plan availability.
Beneficiaries and those supporting seniors must prepare for the upcoming enrollment period to address potential coverage gaps. Counsel and professional advisors should be consulted to navigate the limited network options appearing in the 2027 market.
The takeaway
The reduction in plan availability necessitates a proactive review of coverage status for any New Hampshire resident currently enrolled in Medicare Advantage. Individuals should verify their specific county eligibility ahead of the October 16, 2026, open enrollment start date.
Further reading
For more on the changing landscape of coverage, visit Healthcare.
More information
For official state guidance, visit the New Hampshire insurance department information portal.
Source note: This article includes information reported by WMUR9.
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