SpotEx Pay Lets Merchants Accept Crypto at 0.5%
Businesses and freelancers can take cryptocurrency payments with no setup or subscription fees, priced in 37 traditional currencies.
Updated on Nov. 6, 2026 in Openings & Closings
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SpotEx.trade, a centralized cryptocurrency exchange, launched SpotEx Pay, a payment platform that lets businesses, freelancers, creators and organizations accept cryptocurrency payments. Merchants can apply through the Merchant section of their SpotEx account.
Why it matters
The launch gives merchants a route to accept crypto alongside traditional payment methods, with pricing available in 37 traditional currencies. Operators weighing crypto acceptance now have a fee-based option to evaluate against their existing payment processing costs.
SpotEx Pay charges merchants a 0.5% fee per payment with no setup, subscription or recurring service fees, and supports pricing in 37 traditional currencies, including U.S. dollars, euros and British pounds. The extraction does not provide a comparator fee from other payment providers or any usage figures for the platform.
The players
SpotEx.trade
SpotEx.trade is a centralized cryptocurrency exchange that has extended its platform to merchant payment processing through SpotEx Pay.
The details
SpotEx Pay offers payment links, checkout buttons, donation boxes, invoicing, point-of-sale functionality and recurring subscriptions, with integrations for WooCommerce and WHMCS. Buyers can pay from cryptocurrency wallets without creating a SpotEx account, and payment confirmations rely on signed notifications rather than customer redirects. Merchant funds are held in a separate wallet from trading balances, and SpotEx reports merchant funds in daily proof-of-reserves reporting anchored to the Peercoin blockchain. Developers can integrate through an API supporting Node.js, Python and PHP.
Timeline
November 6, 2026: SpotEx Pay launch announced.
Market Landscape
SpotEx Pay extends a centralized exchange into merchant payment processing, a move that places it alongside crypto checkout tools aimed at online sellers. The launch also leans on proof-of-reserves reporting anchored to the Peercoin blockchain as its custody-transparency claim.
Merchants evaluating crypto acceptance should compare the 0.5% per-payment fee against their current card and processor costs, and confirm which of the 37 supported currencies match their pricing needs. Finance and operations teams should review how crypto settlements and refunds would flow through their accounting and reconciliation processes before enabling the feature.
The takeaway
Crypto payment acceptance is now available through a centralized exchange with a flat 0.5% per-payment fee and no recurring charges. Operators should verify the fee and reserve-reporting terms directly in the merchant documentation before deciding whether to add the option.
Further reading
For context on new business launches and market entries, see the Openings & Closings section.
More information
Review the SpotEx merchant documentation and API resources to see fee terms, integrations and how to apply through the Merchant section of a SpotEx account.
Source note: This article includes information reported by Macau Business.
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